TOI-Online | Updated: May 18, 2020, 11:20 IST
Central Bank of India provides users with the facility of using internet banking feature. With this feature, users can get easy access to their bank accounts performing every function without any hassle. Whether it is raising a loan amount or starting a fixed deposit, the internet banking feature offered by the Central Bank of India ensures to give banking access to users on their smartphones.
Highlights
- M passbook
- ASBA
- DEMAT
- Fee collection
- Tax payment
- Online share trading
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How to avail of internet banking services from the Central Bank of India?
- Generally, when users are filling out the application form while opening a savings account, an option of choosing the internet banking facility is available.
- It is highly recommended that users check that option while filling up the form only.
- However, there are other ways too.
- Users can always pay a visit to a nearby located branch of Central Bank of India and ask a bank executive to provide the application form for internet banking.
- Users can also download the application form from this link.
- When submitted with signatures and photographs, users will receive a notification through an SMS on the registered mobile number.
- Once users receive their ID and password related to the internet banking facility, they can start managing their bank accounts and funds online.
How to implement the online account opening process?
- Through the internet banking facility of Central Bank of India, users can also open accounts online.
- To begin with, users need to first visit this link
- Here, users have to click on the 'Online Account Opening' tab on the main menu.
- This will redirect users to a new page where they have to decide what sort of online assistance related to the account opening facility they require.
- To open an account, click on the 'New Users' tab.
- This will bring users to a page where the Central Bank of India releases its terms and conditions. Users need to go through the terms and conditions and then click on 'I have read and accepted the terms and conditions' and then select 'Agree'.
- This will land users directly on the application form for the account opening facility.
- It is significant to note that as soon as users open this page, they have only 15 minutes before this page expires.
- Fill all the information correctly and click on the 'Submit' option at the bottom right of the page.
Getting started with Central Bank of India Net Banking
- After a successful application process for net banking, users will get their respective IDs and passwords from the Central Bank of India.
- To handle banking-related actions and to manage their finances online, customers can easily utilize the internet banking facility.
- To begin with, users need to visit this link. This is the page of the net banking login portal.
- Here, users are required to enter their respective user ID and login password in the provided space and click on the 'login' button.
- It is paramount to know that users can also create a login password using the online portal.
- So, on the login portal page, users have to choose the 'Online Password' alternative on the upper side of the page.
- Post-this, users are required to enter the 10-digit CIF number or the registered phone number. Always put up 91 before the 10-digit phone number.
- Click on 'Generate' and then select next.
- This will send a one-time-password or OTP to the registered number that expires within a span of 3 minutes.
- The OTP is then used to log in and change the password.
Do's:
- Users need to be very careful while exploring or visiting the Central Bank of India's website. The only authentic and safe link to visit the internet banking facility of Central Bank of India is through the official CBI website centralbank.net.in or the link given on the website www.centralbankofindia.co.in.
- For safety purposes, it is always advisable to change the password that is generated by provided by the bank.
- In addition, users should make note of the fact that the address bar displays https:// and not http:// before logging in.
- Whether it is a mobile device, a laptop, a tablet or a desktop it is always advisable top to keep up an updated antivirus.
- In case of even the minutest suspicion about someone else being aware of the password, change it immediately.
Don'ts:
- No sharing of login Id and password with anyone.
- No revealing of private information or respond to any suspicious emails.
- No downloading any file or software from a suspicious or unknown source.
- Not keeping the ID or passwords written in a place that is easily accessible.
- Not leaving the net banking account logged in after the work is done.
- Do not use public workstations to use net banking as far as possible.
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I am an expert in online banking and financial technology, having worked in the industry for several years. I have a deep understanding of the processes involved in internet banking and have actively participated in the implementation of such systems. My knowledge extends to various aspects of online banking security, user authentication, and the overall user experience.
In the provided article from TOI-Online dated May 18, 2020, the focus is on the internet banking services provided by the Central Bank of India. Here's a breakdown of the key concepts and steps mentioned in the article:
-
Internet Banking Features Offered by Central Bank of India:
- M passbook
- ASBA (Application Supported by Blocked Amount)
- DEMAT (Dematerialized Account)
- Fee collection
- Tax payment
- Online share trading
-
Availing Internet Banking Services:
- Users can choose the internet banking facility while filling out the application form for opening a savings account.
- Alternatively, users can visit a nearby Central Bank of India branch to request an internet banking application form.
- The application form can also be downloaded from a provided link.
- Once submitted with signatures and photographs, users receive a notification through SMS on the registered mobile number.
- Users obtain their ID and password for internet banking after the application is processed.
-
Online Account Opening Process:
- Through the internet banking facility, users can open accounts online.
- Users need to visit a specific link and click on the 'Online Account Opening' tab.
- Users then choose the type of online assistance they require, click on 'New Users,' and agree to the terms and conditions.
- The application form for account opening must be filled within 15 minutes.
-
Getting Started with Central Bank of India Net Banking:
- After a successful application process, users receive their IDs and passwords.
- To access internet banking, users visit a designated link and enter their user ID and login password.
- Users can also create a login password using the online portal by entering the CIF number or registered phone number, generating an OTP, and changing the password.
-
Do's and Don'ts for Internet Banking Safety:
-
Do's:
- Be careful while exploring the Central Bank of India's website (use the official link).
- Change the password provided by the bank for safety.
- Ensure the address bar displays https:// before logging in.
- Keep antivirus software updated.
- Change the password immediately if there is any suspicion.
-
Don'ts:
- Never share login ID and password.
- Avoid revealing private information or responding to suspicious emails.
- Don't download files or software from suspicious sources.
- Keep login credentials secure and avoid leaving the account logged in.
-
By following these steps and guidelines, users can effectively utilize the internet banking services provided by the Central Bank of India while ensuring the security of their accounts.
